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Pay your bills on time and more easily with this free bill planner
and these free tips.
Setup your bills to be taken out of your account automatically.
Electric, cable, gas, and even rent can be set up to be
automatically take from your account.
Set up bill pay with online banking. Most financial
institutions will have a bill pay or pay method online. Be
careful that you set it up a couple days in advance so that if your
financial institution sends a check instead of wiring funds that you
can pay the bill on time.
Ask if there is a cash discount for paying bills especially if your
on a budget it makes more sense to get a discount than to write a
check.
Does setting up an automatic withdrawal get you a discount?
Ask because some companies would rather have you pay online than
come in and pay a bill.
Pay with a rewards credit card if you are going to pay the bill
anyway. Earn reward points or miles and pay off your credit
card at the end of the month. Paying your credit card off at
the end of the month is a great way to improve your credit score.
Pay double the minimum to avoid high interest.
Make your car, and mortgage payment bi monthly. This does two
things: one you don't have go two weeks stretching that small check.
And two it cuts the interest in half since you are making a payment
twice a month.
Call to see if you get discounts from places you work or
organizations you belong. Companies such as ATT don't tell you
about there extra organization discounts. You could save an
extra ten percent that way.
Make a spreadsheet and write down due dates and amounts. That
way you can easily see where you can cut back if you need too.
Most of all pay your bills on time to avoid collections and late
fees. Often you can get your services turned off and it could
cost you more to turn them back on.
Organizing
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